Means Financial & Insurance Services is an independent, family-built brokerage. For over four decades we have delivered personalized insurance and financial guidance with a simple promise: we work for you.
Mark I. Means started his insurance career in 1979 and built Means Financial & Insurance Services on a belief that has never changed: clients are partners, not policy numbers. What began as one advisor in Southern California grew into a full-service, independent brokerage trusted by families and business owners across five states.
Today, with Mark recently retired, partners Carlie Scharing and Brock Means carry on the legacy he founded over 40 years ago – backed by a close-knit team that treats every client like family. Because we are independent, we are free to shop many carriers and recommend only what is right for you.
The people behind your peace of mind.

Carlie Scharing is a Partner at Means Financial and Insurance Services. Carlie has known the Means family for over 25 years as both families grew up in the same church together in the early 2000s. As Mark recently retired, the…

Brock Means is a Partner at Means Financial & Insurance Services and has been in the insurance industry for 15 years. Together, with Mark Means, whom founded MFIS in 2004, manages all general operations, new business production…

Mark began his career in the insurance industry in the fall of 1978 He was a sales agent responsible for personal production of various insurance products. During his first year he achieved the distinction of Rookie of the Year…

Allison Means was born and raised in Durango, CO and moved to San Diego in 2004. She studied nursing, phlebotomy, and kinesiology before joining Brock in the insurance industry in 2013. Allison met Brock in 2010 and they were…

Bryan Colin began his career with Means Financial Services in 2024, bringing with him over nine years of experience in the banking industry. His professional journey has been marked by continuous growth and a commitment to…
As an independent brokerage we shop many insurers to find the coverage that actually fits you – not whatever one company is selling.
Many of our clients have been with us for decades. You get a dedicated advisor who knows your name and your needs.
Rooted in San Diego since 1979, we understand the risks and realities of protecting Southern California families and businesses.
Talk to a real advisor who will take the time to understand your needs. No pressure, no obligation.